About Credit Consultant India
Founded on the principles of consumer empowerment, statutory compliance under CICRA 2005, and uncompromising banking advocacy for retail borrowers and MSMEs.
Our Mission
To liberate Indian citizens and enterprises from the burden of inaccurate, outdated, and punitive credit bureau reporting, empowering them to access institutional bank financing at fair, transparent interest rates.
Our Vision
To be South Asia's most trusted, technologically sophisticated credit health and financial turnaround institution, championing equitable credit literacy and ethical debt resolution.
The Principles We Practice
100% Transparency
No false promises. We provide data-driven turnaround forecasts based on actual statutory CICRA dispute precedents.
RBI Compliance
Every dispute filing, notice, and nodal escalation strictly adheres to Reserve Bank of India consumer lending codes.
Client Confidentiality
We understand financial setbacks. Our senior counselors treat your financial history with total confidentiality.
Relentless Advocacy
We pursue bank nodal committees and bureau dispute cells until rightful status is formally updated on the tape.
Led by Senior Banking Specialists
Vikram Malhotra
Founder & Managing Director
Former Vice President at Leading Retail Banking Division
Over 18 years of specialized expertise in retail credit underwriting, risk assessment, and banking dispute settlements across India.
Ananya Deshmukh
Head of Legal & Bureau Compliance
Ex-Legal Counsel specializing in CICRA & RBI Guidelines
Pioneered dispute resolution procedures under Credit Information Companies Regulations with all 4 RBI-licensed credit bureaus.
Rajeev Singhania
Director — Commercial Advisory & MSME Credit
SME Credit Veteran with 14+ years experience
Advises manufacturing and tech SMEs on optimizing CIBIL CMR ranks and unlocking CGTMSE government collateral-free loans.
Partner with India's Most Trusted Credit Advisors
Get your free, confidential credit audit today and see what's holding your CIBIL score back.