30+ Scheduled Commercial Banks & Premier NBFCs
Prime Loan Advisory & Comparative Rates
Pre-approved financing options structured for borrowers with optimized credit profiles. Secure the lowest interest spreads, zero hidden charges, and accelerated sanctions.
Secured Loan
Home Loan Advisory
Turn your dream home into reality with lowest interest rates and flexible tenures.
Interest Rate:
8.40% – 9.50% p.a.
Max Limit:
Up to ₹10 Crore
Max Tenure:
Up to 30 Years
Min CIBIL Target:
720+ Preferred (650+ with our assistance)
Key Product Advantages
Zero processing fee through select partner banks
Pre-approved sanction before property finalization
Tax benefits up to ₹2 Lakh under Section 24 and ₹1.5 Lakh under 80C
Balance transfer facility with rate reduction up to 1.5%
Standard Underwriting Eligibility
- Salaried: Minimum net monthly salary ₹25,000
- Self-Employed: Minimum 2 years in business with ITR filings
- Age: 21 to 65 years at loan maturity
- Indian Resident or Non-Resident Indian (NRI)
Required Documentation
- PAN Card, Aadhaar Card, Passport or Voter ID
- Last 3 months salary slips or 2 years ITR with computation
- Last 6 months bank account statements
- Property agreement, title deed & chain documents
Unsecured / Secured
Business Loan & Working Capital
Fuel your company growth with fast working capital and equipment financing.
Interest Rate:
11.5% – 16.0% p.a.
Max Limit:
Up to ₹5 Crore collateral-free
Max Tenure:
12 to 84 Months
Min CIBIL Target:
680+ (CMR 1 to 5 for corporate entities)
Key Product Advantages
Collateral-free loans under CGTMSE government guarantee scheme
Disbursement within 48 to 72 hours for pre-cleared businesses
Flexible overdraft & line-of-credit facilities
Overcomes past defaults with customized credit rehabilitation
Standard Underwriting Eligibility
- Minimum business vintage of 2 years with profitable operations
- Annual GST turnover of ₹40 Lakhs or higher
- Audited financial statements for loans above ₹50 Lakhs
- Pristine CMR credit rank or rehabilitation trajectory
Required Documentation
- Entity Registration / GST Certificate / Udyam MSME Certificate
- Last 12 months GST returns & current bank account statements
- 2 years audited ITR, Balance Sheet & Profit & Loss statements
- KYC of all directors/partners and memorandum documents
Unsecured Loan
Instant Personal Loan Advisory
Immediate liquidity for weddings, medical emergencies, education or debt consolidation.
Interest Rate:
10.25% – 14.50% p.a.
Max Limit:
Up to ₹40 Lakhs
Max Tenure:
12 to 60 Months
Min CIBIL Target:
700+ (Special programs for 620–700)
Key Product Advantages
100% digital application with same-day loan disbursal
No collateral or guarantor required whatsoever
Consolidate multiple high-interest debts into one simple lower EMI
Transparent fee schedule with zero undisclosed deductions
Standard Underwriting Eligibility
- Salaried employee with reputed corporate or PSU/Govt
- Minimum net take-home pay of ₹20,000 per month
- Age: 21 to 58 years
- Stable address and job tenure of at least 6 months with current employer
Required Documentation
- Aadhaar Card, PAN Card
- Last 3 months salary slips with corporate email verification
- Last 6 months salary bank account statement in PDF format
- Current address proof (utility bill or rental agreement)
Secured Loan
Car Loan & Vehicle Financing
Drive home your dream car with maximum on-road financing and competitive interest rates.
Interest Rate:
8.65% – 10.50% p.a.
Max Limit:
Up to 100% on-road funding
Max Tenure:
Up to 84 Months (7 Years)
Min CIBIL Target:
680+ (Low score assistance available)
Key Product Advantages
Up to 100% on-road financing for selected car models
Pre-approved options with dealership delivery within 24 hours
Competitive options for both new cars and certified pre-owned vehicles
Low EMI schemes with step-up repayment structures
Standard Underwriting Eligibility
- Salaried or Self-Employed with minimum annual income of ₹3 Lakh
- Age: 21 to 65 years
- Continuous employment/business history of at least 1 year
Required Documentation
- KYC documents (PAN, Aadhaar/Passport)
- Latest salary slips / Form 16 or 2 years ITR
- Last 6 months bank statement showing regular income credits
- Proforma invoice from authorized automobile dealership